Workers Compensation:

Employees who sustain injuries or death while on the job are afforded the right to receive workers’ compensation benefits as provided by state law. Although work related accidents will happen, an employer is responsible through its workers’ compensation insurer or by self-insurance, to pay various benefits to its injured employees.

These benefits include:
Medical treatment, therapy, psychological benefits, prescriptions, vocational rehabilitation, and payment on permanent disability.
In addition to medical/rehabilitation benefits, employers may also be required to make periodic payments to its injured employees for income losses due to the inability to work or for modifications in the present and future ability to perform their tasks and death benefits for those killed in work related accidents.

Aditionally, where an employee is unable to return to work due to significant restriction on permanent injuries which curtail their ability to perform their duties, many companies will attempt to enter into “settlements” to fully compensate the injured employee. In many of these cases, an experienced attorney will be able to fully assess the extent and value of these claims to assist in the claimant receiving the most equitable settlements possible.

In general, workers’ compensation insurance companies have very little incentive to act favorably on behalf of the injured employee; since it involves money, therefore the way in which they may interpret the laws can act to deny certain benefits or